Direct Loans Entrance & Exit Counseling

Entrance Counseling

Before making the first disbursement of a loan to a Direct Subsidized or Unsubsidized Loan borrower, a school must ensure that the student has completed entrance counseling. Entrance counseling helps you to understand your responsibilities regarding your loan. Students need to wait until they have received an award notification email before completing entrance counseling. Entrance counseling can be completed at Once entrance counseling has been completed, Jefferson State will be notified by the Department of Education. If you have already completed entrance counseling at Jefferson State or another college, you are not required to complete entrance counseling at this time.

Exit Counseling

Student borrowers of Direct Loans or FFEL Program loans who are graduating, leaving school, or dropping below half-time enrollment are required to complete exit counseling.


Exit counseling is required by law. Exit counseling provides important information you will need as you prepare to repay your federal student loan(s). During exit counseling, you will review your rights and responsibilities as a borrower.

Information you should have on hand for exit counseling:

  1. Outstanding balance(s) on your federal student loan(s): This information can be found at
  2. Names, addresses, email addresses, and phone numbers for:
    a. Your next of kin,
    b. Two references who live in the United States, and
    c. Your employer or future employer (if known).

Students must complete exit counseling at Once exit counseling has been completed, Jefferson State will be notified by NSLDS.